A common goal across all age brackets is to organise and optimise your financial affairs. Everyone needs a financial plan, and all plans should be in writing so as to be measurable and accountable.
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Self-managed superannuation funds (or SMSFs) are a way of saving for your retirement. The difference between an SMSF and other types of superannuation funds is that the members of an SMSF are usually the trustees. This means that the members of the SMSF run it for their own benefit and are responsible for complying with Australian superannuation and taxation laws.
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