Financial Advice Solutions
Financial advice changes lives
We help you turn money into more than numbers: freedom, security, and confidence to live on your terms. Without advice, it’s easy to drift. Overspending now, missing opportunities or finding out too late that your money won’t last. We’re here to spell out your options, compare outcomes and help you make the most of your money.
How we help get you there
Behind every outcome is a practical strategy. Our financial advice covers:
Investments & portfolios
Building wealth with discipline and balance.
Retirement planning
Ensuring your money lasts as long as you do.
Debt management & cash flow
Freeing up cash flow for what matters most.
Business structure
Setting you up with a strong financial foundation.
Tax-efficient wealth creation
Strategies that grow your wealth while reducing tax where possible.
Estate planning & insurance
Protecting your family and making sure your legacy is secure.
Antipodean Advisory Advice
We’re licensed to provide advice aligned to your goals. To us, your goals are more than numbers on a spreadsheet. They’re holidays, homes, families, futures — the things that matter to you. Get In Touch
Advice for your life
I want freedom in how I live
Life throws curveballs — illness, redundancy, unexpected expenses. Without protection, your family’s lifestyle is at risk. We put the right safety nets in place so your loved ones are looked after, no matter what happens.
Typical strategies include: life, TPD, trauma and income protection insurance, education savings, and estate protection tools.
I want my family to be secure
Life throws curveballs — illness, redundancy, unexpected expenses. Without protection, your family’s lifestyle is at risk. We put the right safety nets in place so your loved ones are looked after, no matter what happens.
Typical strategies include: life, TPD, trauma and income protection insurance, education savings, and estate protection tools.
I want to leave a legacy
You’ve worked hard to build wealth — but without a plan, estates can be eaten up by tax, tied up in disputes, or wasted. With advice, your legacy is passed on smoothly and in line with your values.
Typical strategies include: wills, trusts, estate planning, testamentary structures, philanthropic giving, and intergenerational wealth transfer
I want to grow my money wisely
Investing without a plan can feel like guesswork — too much risk or too much caution, both leading to missed opportunities. We design portfolios that balance growth and protection, so your money works as hard as you do without unnecessary stress.
Typical strategies include: diversified portfolios, superannuation growth strategies, direct shares, and managed funds tailored to your goals.
I want to retire on my terms
Retirement should be about freedom, not financial limits. Too many people discover too late they can’t afford to stop working. With advice, you’ll know exactly where you stand — and have a strategy to make your money last as long as you need it.
Typical strategies include: retirement income modelling, transition-to-retirement strategies, account-based pensions, maximising contributions, and social security planning.
I’ve suddenly come into wealth
An inheritance, business sale, or windfall can be life-changing — but also overwhelming. Too many people rush decisions and lose long-term benefits. We help you pause, plan, and protect your windfall so it sets you up for lasting security.
Typical strategies include: investment structuring, tax planning, debt reduction, asset protection, and tailored portfolios.
Our advice
With 25+ years’ experience in financial markets and planning, Michael Clapham has helped hundreds of Australians turn uncertainty into clarity.
Most clients come via referral, proof that advice works when it’s personal, practical, and built around your life.
And because life’s busy, we’ll meet you where it suits, at home, at work, online, or over coffee. Advice should fit around your life, not the other way around.
Questions we're asked
What does a financial adviser actually do?
Think of a financial adviser as a guide. We help you make sense of money, whether that’s planning for retirement, setting up investments, protecting your family, or making sure you’re not paying more tax than you need to. The goal is simple: give you a plan that makes life easier and the future clearer.
Do I really need financial advice?
How much does financial advice cost?
Your first chat with us is free. After that, the cost depends on what you need. A detailed financial plan usually starts from around $5,500 and goes up depending on complexity. Ongoing advice can be charged as a flat fee, an hourly rate, or sometimes through your super. We’ll always be upfront so there are no surprises.
What areas do you cover?
Can I meet an adviser online?
Of course. We can meet in person, online, or by phone — whatever’s easiest for you. Michael also comes to you, whether that’s your home, your office, or even your favourite café.
Is financial advice worth it?
Most clients would say yes. The numbers often speak for themselves — smarter investment choices, lower tax bills, better use of super. But beyond that, advice gives you peace of mind. You know where you stand, and you’ve got someone in your corner. That’s hard to put a price on.
How do I get started?
Easy. Book a discovery call. We’ll chat about what’s important to you, where you’re at now, and what you’d like your money to do. From there, if you’d like to go ahead, we’ll build you a financial roadmap with clear next steps.
Ready to see what’s possible with your money?
Let’s map it out together.